Bank guides·5 min read·
How to export FNB bank statements for budgeting (CSV & PDF)
FNB doesn't advertise it clearly, but you can export a full statement — going back years — from both the online banking portal and the app. Here's how to get a clean file that a budgeting app like BudgetIQ can import cleanly.
Option 1 — FNB Online Banking (web, recommended)
- Sign in at fnb.co.za and select the account you want to export.
- Click Statements → Detailed Statements from the account menu.
- Pick a date range. FNB lets you go back several years — for a first budget import, choose the last 3 to 6 months.
- Under Format, choose CSV. CSV is cleaner than PDF for budgeting apps because every column is already separated.
- Click Download. Save the file somewhere you'll remember.
Option 2 — FNB App (iOS or Android)
- Open the FNB App and tap the account you want to export.
- Tap the three-dot menu → Statements.
- Choose your date range and tap Email statement. FNB will send a PDF to your registered address.
- Save the PDF from your email. Modern budgeting apps like BudgetIQ can parse the PDF directly — you don't need to convert it.
Importing into BudgetIQ
- Open BudgetIQ and go to Import.
- Drag the FNB CSV or PDF file into the drop zone.
- BudgetIQ auto-detects the FNB format, extracts every transaction, and categorizes them with AI.
- Review the first import — the tags you correct once are remembered forever.
Tips
- If a CSV opens in Excel and columns look wrong, that's Excel misreading the encoding — upload it directly to BudgetIQ without opening it first.
- For older statements (2+ years), FNB may only offer PDF. That's fine — BudgetIQ's PDF parser handles them.
- If you have multiple FNB accounts (cheque, savings, credit card), export each one separately and import them as separate accounts in BudgetIQ so balances stay accurate.