Import statements from any bank in CSV, spreadsheet, PDF or a receipt photo. BudgetIQ auto-categorizes with AI, tracks budgets in real time, and generates reports your old budgeting app never dreamed of.
No card required. R 450/year after trial.
Modern imports, AI intelligence, and reports that actually explain your money.
CSV, spreadsheet, PDF statements, or a photo of a receipt. BudgetIQ parses them all with AI.
Every transaction is classified against your categories automatically. Review in one click.
Category trends, month-over-month, cash-flow, net-worth timeline, forecast — all interactive.
Monthly reviews, anomaly detection, savings suggestions and 30-day forecasts, generated on demand.
Your data is isolated with row-level security. Export whenever you want.
Set monthly caps per category. BudgetIQ warns before you blow them.
Instead of pivot tables and gridlines, BudgetIQ gives you narrative reports with numbers you can trust — powered by real-time AI analysis over your own data.
Rent, salary, and groceries stayed consistent. Consider trimming Restaurants by ~$150 to hit your $2,500 savings goal.
Pay once, use for 12 months. No recurring charges.
2-month free trial. Cancel anytime during trial. Billed once per year in ZAR.
Yes — every row is protected by row-level security. Only you can read your data.
Yes. BudgetIQ works with statements from any bank worldwide — including all major South African retail, digital and business banks. Export a CSV or spreadsheet from your banking app, or upload a PDF statement and BudgetIQ extracts the transactions with AI.
R 450 per year (equivalent to R450), paid once. Wherever you are in the world, the price converts to the R450 equivalent in your local currency.
Yes. Upgrade with 30+ days left in your free trial and you'll pay R 350 (equivalent to R350) instead of R 450.
Yes. You pay R 450 and get 12 months of full access. No hidden add-ons or auto-renewals. You can change your billing currency on the pricing page.
You keep your data. To keep using BudgetIQ, activate the yearly plan from your account settings.